SERVICES
Avalon Financial combines investment management with planning services designed around the financial decisions individuals and families face throughout life.
We provide investment advice on securities including stocks, bonds, ETFs, mutual funds, and certain cryptocurrencies that can be held by qualified custodians. Portfolios are tailored to the client's objectives, risk profile, time horizon, and investment restrictions.
We help clients organize retirement goals and investment decisions involving traditional IRAs, Roth IRAs, 401(k)s, 403(b)s, and other retirement assets. Planning may include goal tracking, scenario analysis, and ongoing adjustments as circumstances change.
We provide guidance concerning educational goals, including the use of 529 college savings plans for children and grandchildren.
We offer guidance on UTMAs and other custodial investment arrangements for children and grandchildren, together with practical financial education for families.
Complimentary financial planning services may include advice concerning banking, checking, credit-card use, expense planning, and financial budgeting.
We help clients organize financial information and evaluate scenarios involving retirement, college savings, diversification, cash flow, and other financial goals.
We consider the tax implications of investment decisions and coordinate with your tax professional when appropriate. Avalon Financial does not provide tax advice. We may explain general tax characteristics of investment and retirement strategies, but individualized tax advice is outside the scope of our services.
When appropriate, investment and planning decisions may be coordinated with a client's tax, legal, insurance, or other professional advisers. Avalon Financial does not provide tax or legal advice. We do not sell insurance or annuity products, but we may review existing insurance policies at a client's request as part of financial planning and investment discussions.
IMPORTANT
Not every service or investment is appropriate for every client. Recommendations are based on the client's circumstances, objectives, risk tolerance, and other relevant considerations.